All withdrawals are subject to ordinary income tax and, if taken prior to age 59½, may be subject to a 10% federal additional tax. Withdrawals taken within the contract withdrawal charge schedule will be subject to a withdrawal charge. Withdrawals will reduce the contract value and the value of any potential protection benefits. This content does not apply in the state of New York. Registered index-linked annuities are distributed by its affiliate, Allianz Life Financial Services, LLC, member FINRA, 5701 Golden Hills Drive, Minneapolis, MN 55416-1297. Products are issued by Allianz Life Insurance Company of North America. Variable annuity guarantees do not apply to the performance of the variable subaccounts, which will fluctuate with market conditions. Guarantees are backed by the financial strength and claims-paying ability of Allianz Life Insurance Company of North America. FIUL is not a source for a guaranteed stream of income in retirement.
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